Terms and Conditions

Effective Date: April 09, 2026

Acceptance of Terms for the Website

When accessing the relevant website of Medicare eInsuranceHelp, you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you feel like your standards do not meet these conditions or terms, please do not proceed with our Website.

These specific Terms apply to all aspects of your use of the Website, including its content, services, and Medicare Advantage plan suggestions.

Medicare Disclosure and Relationship

Anyone coming to this site must know that the Website is a private insurance agency and is not a government agency. We do not hold any affiliation or endorsements that solely exist by the Centers for Medicare & Medicaid Services (CMS) or the Department of Health and Human Services (HHS).

Informational Purpose

The comprehensible content on this Website is for you to gain relevant information and education for your benefit. It does not constitute financial, legal, or medical advice.

No Enrollment Guarantee

You must further note that all submissions of your information through this Website do not constitute enrollment in a Medicare plan. Enrollment is subject to eligibility requirements and formal application processing by the respective insurance carrier.

Not a Medical Provider

We do not provide medical advice, diagnosis, or treatment regarding any of your health issues. Our Services are structured to align with your assistance in looking into Medicare options. Always seek the advice of your physician or other qualified health providers with any questions you may have regarding a medical condition. 

However, it is recommended that in the event of a medical emergency, you immediately get in touch with 911 or your local emergency services.

Compliance with CMS Regulations

We operate by strictly following the Medicare Communications and Marketing Guidelines (MCMG) as established by CMS. These include:

Third-Party Marketing Organization (TPMO) Disclaimer

If we represent a limited number of plans, we are required to state: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”

Recording Disclosure

In regard to CMS regulations, any calls between you and our licensed agents may be recorded for quality assurance and compliance purposes.

Eligibility and Use of Service

To use this Website, you must be at least 18 years of age and a resident of the United States. By opting for this specific Website, you represent and warrant that you meet these requirements.

License to Use

We grant you a limited time usage, non-exclusive on any term, non-transferable for any purpose, and revocable license to use our Website for personal, non-commercial purposes.

Prohibited Conduct

It is the Website policy that you agree not to:

  • Use the Website for any unlawful purpose.
  • Attempt to gain unauthorized access to our systems.
  • Use any automated system (bots, spiders) to scrape data.
  • Misrepresent your identity or eligibility for Medicare.

Privacy and Data Security

Your privacy is what we keep as our priority. Our collection and use of personal information are governed by our Privacy Policy, which is incorporated into these Terms by reference.

Consent to Contact

By providing all your personal database that may include your phone number or email address, you provide your express written consent to be contacted by a licensed insurance agent via telephone, email, or SMS, even if your number is on a State or Federal Do Not Call registry.

HIPAA Compliance

You must know that the Website is not a “Covered Entity” in the same capacity as a hospital. We treat all Protected Health Information (PHI) with the standard of care required by the Health Insurance Portability and Accountability Act (HIPAA), where applicable to our role as a business associate or agent.

Intellectual Property

All content on this Website, including text, logos, icons, images, and software, is the property of hosts and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without express written permission.

Prohibitions of Liability

To the maximum extent permitted by law, you must know that the Website and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:

  • Your use or inability to use the Website.
  • The cost of procurement of substitute goods or services.
  • Unauthorized access to or alteration of your transmissions or data.
  • Inaccuracies in Medicare plan data provided by third-party carriers.

Indemnification

You agree to indemnify, defend, and hold harmless this Website from and against any claims, damages, costs, and expenses. These also include agents’ fees, arising from or related to your use of the Website or your breach of these Terms.

Third-Party Links and Resources

The Website may contain links to third-party websites. However, you must know that we do not control, endorse, or assume responsibility for the content or practices of these external sites. Your use of third-party websites is at your own risk.

Modifications to Terms

We reserve the right to update or modify these Terms at any time without prior notice. The “Effective Date” at the top of this page will indicate when changes were made. Your continued use of the Website after such changes constitutes your acceptance of the new Terms.

Media Communications

When you visit the Website or send emails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We may communicate with you by email or by posting notices on this site. 

You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Severability

If any provision of these Terms regarding our Website is found to be invalid or unenforceable by a court of competent jurisdiction. You must know that the remaining provisions shall remain in full force and effect.